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Once your application is submitted and your first premium is received, accidental death cover begins immediately. Natural causes death cover begins after a 6-month waiting period. Our team will confirm your policy within 1 business day of your application.

Accidental death is covered from the very first premium payment. Natural causes death requires a 6-month waiting period from the start date of your policy. This means that after 6 months of paying your premium, all types of death are covered.

We cover ages 18 to 85+. There is no upper age limit for the main member or extended family members, which is unusual in the industry. For extended family plans, a maximum of 4 members aged 65–84 are allowed per plan.

We accept three convenient payment methods: (1) Debit Order — automatic monthly debit from your bank account; (2) EasyPay — pay at any EasyPay retail outlet including Shoprite, Checkers, and Pick n Pay; (3) Recurring EFT — set up a recurring payment from your online banking app.

Cover amounts are R10,000, R15,000, R20,000, and R30,000. The premium you pay depends on your chosen cover amount and your age. You can view full pricing on our Plans page.

Yes. Our M+5, M+7, and M+9 extended family plans allow you to include parents, parents-in-law, siblings, and other extended family members. Each plan allows a maximum of 4 members aged 65–84. Children under 21 are included free of charge.

Contact us immediately on 068 624 4237 or email sales@tfibrokers.co.za with your policy number and details of the claim. Our team will guide you through the required documentation and process your claim as quickly as possible.

All TFI Brokers funeral cover policies are underwritten by either Old Mutual or Rand Mutual Assurance — both licensed South African insurers. TFI Brokers is a juristic representative of Scarlet Capital (FSP49450) and House of Administration (FSP50841). Premiums and terms may differ between underwriters and will be specified in your policy documents.